Yustati, Herlina, Resti Agustiya, Yetti Afrida Indra, and Destin Rosmaya Situmorang. “Faktor Pendorong Penggunaan Pinjaman Online Di Kalangan Mahasiswa”. JURIHUM : Jurnal Inovasi dan Humaniora 3, no. 2 (December 1, 2025): 153–160. Accessed January 26, 2026. https://jurnalmahasiswa.com/index.php/Jurihum/article/view/3151.